What's inside
The guide is an 11-step roadmap from your first budget to your first-year warranty check:
- Money and true cost — the first-time buyer GST rebate, the First Home Savings Account, the RRSP Home Buyers' Plan, 30-year amortization on insured mortgages for first-time buyers and new builds, and the costs beyond the price.
- Choosing your home base — comparing communities and checking your builder's licence and warranty provider.
- Touring show homes, the contract, and selections — what to ask, what to get in writing, and the deadlines that matter.
- Construction, walkthrough, possession and warranty — inspecting before you sign the deficiency list, and reporting issues before coverage ends.
After you read it
Read the contract, clause by clause and what's included. Then use the True Cost Calculator.
Last updated: October 27, 2026.